Terms and Conditions

Agreement to Terms

By accessing or using FreeMortgageCalculator.xyz ("the Site"), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use our website.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the new Terms.

Use of the Site

Permitted Use

You may use this website for lawful purposes only and in a manner consistent with these Terms. You are granted a non-exclusive, non-transferable, limited right to access and use the Site for personal, non-commercial purposes.

Prohibited Activities

You agree not to:

• Use the site for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any portion of the site or its related systems
• Transmit any harmful, offensive, or disruptive content
• Scrape, crawl, or use automated tools to extract data from our site without permission
• Reproduce, duplicate, copy, sell, or resell any portion of the site without express written permission
• Interfere with or disrupt the integrity or performance of the site

Calculator Results & Financial Information

The mortgage calculators provided on this website are for informational and educational purposes only. All results are estimates based on the information you enter and standard mathematical formulas.

Calculator results:

• Do not constitute financial, mortgage, legal, or investment advice
• May not reflect actual loan terms offered by any lender
• Do not account for all costs associated with obtaining a mortgage (e.g., closing costs, PMI, HOA fees)
• Should not be relied upon as the sole basis for any financial decision

Always consult with a licensed mortgage professional, financial advisor, or lender before making any home-buying or refinancing decisions.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, and software, is the property of FreeMortgageCalculator.xyz or its content suppliers and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this site without our express written permission.

Third-Party Links & Advertising

Our website may contain links to third-party websites and display advertisements served by Google AdSense and other advertising partners. These third-party sites have their own terms and privacy policies, and we have no control over their content or practices.

We are not responsible for the content, accuracy, or practices of any third-party website. The inclusion of any link does not imply endorsement by FreeMortgageCalculator.xyz.

Disclaimer of Warranties

This site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content, calculator results, or information provided on this site.

Limitation of Liability

To the fullest extent permitted by applicable law, FreeMortgageCalculator.xyz, its owners, operators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

This includes but is not limited to damages for loss of profits, goodwill, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with applicable laws, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in the applicable jurisdiction.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• Email: info@irfydigital.com
• Website: freemortgagecalculator.xyz