Disclaimer

General Disclaimer

The information provided on FreeMortgageCalculator.xyz is for general informational and educational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Not Financial Advice

The mortgage calculators, tools, and content available on this website do not constitute financial advice, mortgage advice, legal advice, or any other professional advice. The results generated by our calculators are estimates only and are intended solely for general educational purposes.

Nothing on this site should be interpreted as a recommendation, solicitation, or offer to buy or sell any financial product or to engage in any specific financial strategy. Always seek the advice of a qualified mortgage professional, licensed financial advisor, or attorney before making any financial or home-buying decisions.

Calculator Accuracy

While we strive to provide accurate and up-to-date calculation tools, our mortgage calculators use simplified mathematical formulas and standardized assumptions that may not reflect your specific financial situation. Results may differ from actual loan quotes due to factors including but not limited to:

• Your individual credit score and credit history
• Lender-specific fees, origination charges, and closing costs
• Private Mortgage Insurance (PMI) requirements
• HOA fees and other property-specific costs
• Fluctuations in interest rates
• Changes in local property tax assessments
• Flood insurance or other specialty insurance requirements

We strongly recommend obtaining a formal Loan Estimate from one or more licensed lenders before proceeding with any mortgage application.

No Lender Affiliation

FreeMortgageCalculator.xyz is an independent website and is not affiliated with, endorsed by, or connected to any mortgage lender, bank, financial institution, or government agency. We do not originate loans, provide loan products, or act as a mortgage broker or lender in any capacity.

Any references to lenders, loan products, or mortgage rates on this site are for illustrative purposes only and do not constitute an endorsement or recommendation.

External Links Disclaimer

Our website may contain links to external websites that are not operated by us. We have no control over the content, privacy policies, or practices of any third-party sites and accept no responsibility for them.

We strongly advise you to review the privacy policy and terms of every site you visit. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Advertising Disclaimer

This website displays advertisements served by Google AdSense and potentially other advertising networks. These advertisements are provided by third parties and we do not endorse the products or services advertised. We are not responsible for the content of any advertisements displayed on this site.

Clicking on advertisements may take you to third-party websites. We are not responsible for the content, privacy practices, or any other aspects of those websites.

Errors and Omissions

While we make every effort to ensure the information on this website is accurate and current, errors and omissions may occur. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

We do not accept any liability for errors or omissions in the content of this site, or for any losses or damages arising from the use of or reliance on information provided here.

Contact Us

If you have questions about this Disclaimer or notice any inaccuracies on our site, please contact us:

• Email: info@irfydigital.com
• Website: freemortgagecalculator.xyz