Privacy Policy

Introduction

Welcome to FreeMortgageCalculator.xyz ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website freemortgagecalculator.xyz.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

Information We Collect

Information You Provide

We do not require you to create an account or provide personal information to use our mortgage calculators. All calculations are performed locally in your browser and are not transmitted to or stored on our servers.

Automatically Collected Information

When you visit our site, we may automatically collect certain information, including:

• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring website addresses
• IP address (anonymized where possible)

This information is collected through cookies and similar tracking technologies to help us understand how visitors use our site.

Google AdSense & Advertising

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website. These cookies allow Google and its partners to serve ads to users based on their visit to our site and/or other sites on the Internet.

Cookies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our site.

We use the following types of cookies:

• Analytics cookies – to understand how visitors interact with our website (e.g., Google Analytics).
• Advertising cookies – used by Google AdSense to serve relevant ads.
• Functional cookies – to remember your preferences and settings.

Google Analytics

We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered is used to create reports about the use of our website. Google's privacy policy is available at: https://www.google.com/policies/privacy/.

How We Use Your Information

We use the information we collect in the following ways:

• To operate, maintain, and improve our website
• To understand how users interact with our tools and pages
• To display relevant advertisements via Google AdSense
• To monitor and analyze usage trends
• To detect and prevent fraudulent or abusive activity

Sharing of Information

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties. This does not include trusted third parties who assist us in operating our website, so long as those parties agree to keep this information confidential.

We may also release information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.

Third-Party Links

Our website may contain links to third-party websites. These third-party sites have separate and independent privacy policies. We have no responsibility or liability for the content and activities of these linked sites.

Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete that information.

Your Rights

Depending on your location, you may have the following rights regarding your data:

• The right to access information we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to opt out of targeted advertising

To exercise any of these rights, please contact us at info@irfydigital.com.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Email: info@irfydigital.com
• Website: freemortgagecalculator.xyz